Carter Jonas was an early adopter of drone technology, with the rural sales team in particular finding them a valuable tool for providing aerial overviews of larger properties.
UK farmers have also been keen on using drones for aerial crop mapping. In Japan, more than 2,400 drones spray almost half of the country’s rice crop.
But it’s key to remember that as drone technology continues to evolve, insurance will inevitably be required to protect against emerging risks. Insurers face dealing with a vast array of legal, regulatory and commercial uncertainties.
Most standard forms of drone insurance cover third party liability, physical loss and damage to the components during transport or operation. Since drones have numerous different applications, policies may need to be tailored to include professional indemnity; employers’ liability; product liability; cargo liability; terrorism; war; and hijacking.
Drone insurance is often viewed under the general umbrella of aviation products, but there are key differences between drone and general aviation risks. Drones, for example, can be used for surveillance and